UK Commercial Finance Broker

Your Business Is Growing.
Your Cash Flow Shouldn't Hold It Back.

Transforming Your Business From Cashflow Chaos to Cashflow Confidence.

You're profitable, you're busy — but the cash isn't there when you need it. DT Business Finance gets UK SMEs funded fast, fairly, and without the complexity.

3
Days to funding
on average
40+
Specialist lenders
on our panel
£0
Broker fees
to you
29 min
Fastest deal
ever funded
Sound familiar?

You're Doing Well on Paper.
So Why Does It Always Feel This Tight?

You're not failing. You're growing. But growth eats cash — and the system wasn't built for businesses like yours.

Profitable but constantly stretched

"Revenue's strong but cash is always tight. One month I've got ten grand, next month I've got nothing. I don't understand how we're making money and still feel skint."

The bank said no — with no explanation

"Applied months ago, got declined. No real reason given. Didn't even know what to do next. Just assumed we weren't good enough."

Ghosted by the last broker

"Sent everything over — statements, accounts, ID. Weeks went by. Chased twice. Nothing. They let every offer expire and left me starting from scratch."

Watching opportunities slip away

"Just won a big contract. Need staff, van, equipment — now. But the cash isn't there. Can't keep turning down work because I can't fund the delivery."

Firefighting instead of growing

"I'm working 60 hours a week. Payroll week is stressful. Suppliers are chasing. VAT bill just landed. It's relentless. I need one less thing to worry about."

Don't know what's even available

"I don't understand the difference between all these products. I need someone to explain it in plain English and tell me what's right for MY situation."

"Revenue's up. Reputation's strong. Jobs are booked.
But the bank balance swings from £10K to £500 in 30 days.
That's not failure — that's cashflow chaos. And it's fixable."

The DT Difference

A Finance Broker Who Actually Does What They Say

Most brokers disappear after the paperwork. I stay. I'm not here to close a deal — I'm here to help your business move from cashflow chaos to cashflow confidence, with funding that fits and someone genuinely in your corner.

Speed With Substance

Same-day decisions. Funded in as little as 3 days. Fast only when it's right for you.

Transparency Over Transactions

No hidden fees. No jargon. You'll understand exactly what you're signing and why.

Partnership Over Commission

I don't recommend the most expensive option. I recommend the right one — for you.

Responsibility & Ownership

I don't ghost you. If something doesn't go as planned, I stay present and fix it.

Book a Free Call

What makes DT different

  • 40+ specialist lenders — not just high street banks
  • Funded in as little as 3 working days
  • We assess your business, not just a credit score
  • No broker fees charged to you
  • Plain English — no jargon, no confusion
  • We don't disappear after the deal is done
  • We help businesses banks have already turned down
3 days
average to funded
What We Offer

Finance Solutions for Every Stage of Growth

Whether you need cashflow support, equipment, or capital to seize an opportunity — there's a product built for exactly what you need.

Unsecured Business Loans

Fast funding without assets as security. Perfect for working capital, growth, or bridging a cashflow gap.

Revolving Credit Facilities

Draw down and repay as needed — a flexible credit line built around how your business actually works.

Short Term Loans

Need cash quickly and can repay within months? Short-term facilities get you funded fast when timing matters.

Term Loans

Structured repayments over 1–5 years. Predictable monthly costs for larger capital needs.

Tax Loans

Stop HMRC bills derailing your cashflow. Spread VAT, Corporation Tax or PAYE into manageable payments.

Hard Asset Finance (Hire Purchase)

Finance machinery, plant, or equipment and own it outright at the end. No large upfront cost.

Soft Asset Finance (Finance Lease)

Spread the cost of technology or office equipment with a lease that keeps capital free for other uses.

Vehicle Finance

Cars, vans, HGVs — fund your fleet without draining the bank. Flexible terms, fast approvals.

Asset Refinance

Release equity tied up in equipment or vehicles you already own. Turn idle assets into working capital today.

The Process

Three Steps to Funded

No long forms. No weeks of waiting. No being left in the dark.

Tell Us What You Need

Book a free 20-minute strategy call. Tell me about your business, what you need the money for, and when. No jargon, no judgement.

We Find the Right Lender

I search 40+ specialist lenders to match your business with the best available facility — right product, right terms, right rate.

You Get Funded

Same-day decisions are possible. Most deals funded within 3 working days. Money in your account, ready to use.

Dan Tyler, Founder of DT Business Finance

"If it doesn't serve my family or my clients, it has no place in this business."

Transparent
Fast
Honest
Family First
About Dan

I Didn't Find This Industry.
It Found Me.

— Dan Tyler, Founder of DT Business Finance

I became a homeowner, a partner, and a new father almost in the same breath — just as the cost of living started climbing in a way that felt deliberately personal.

I remember standing in my kitchen, looking at my phone. £210 in the account. Mortgage due in four days. My daughter Effie was small. My wife Maddie was exhausted. And I was supposed to be the one who had it sorted.

I was running a business turning over £30,000 a month — and still living on the edge. That pressure has a particular texture when you've got a family depending on you. It's not just stress. It's shame.

Then I came across a finance broker role — and something clicked. The ability to understand how a business works, translate complexity into plain English, and stand beside an owner when the stakes are high. I'd been doing that my whole working life. I just hadn't had the right frame for it.

Then my son Hadley was blue-lighted to hospital as a newborn. Suspected meningitis and sepsis. I was at work.

I had to ask for permission to go and see my child.

That was the day I made a vow: I would never again build a life where I had to ask someone else for permission to show up for the people I love most.

DT Business Finance is the physical proof I kept that promise. And it's built around one principle: I will never do to a client what bad brokers and banks have done to me — or to you.

No hidden fees. No rushing you into decisions that don't serve you. No disappearing after the paperwork is signed. Just honest advice, genuine partnership, and results.

Dan TylerFounder, DT Business Finance | Finance Partner to UK SMEs
Real Results

Businesses We've Funded. Stories That Matter.

These aren't just numbers. They're businesses that nearly missed their moment — until they made one call.

£55K Revolving Credit£75K Asset Finance
★★★★★

"I genuinely didn't think I'd qualify for anything. Nine months into trading as a limited company, slight credit issues, bank had already said no. Dan came back the same day with options I didn't know existed. He secured a £55K revolving credit facility for cashflow and £75K in asset finance with one of the top lenders in the country. I'm now properly funded and scaling."

Window Cleaning Business Owner
9 months trading · UK Trade Services
£75K Asset FinanceFunded in 24 Hours
★★★★★

"Our main skip lorry broke down mid-project. £75,000 to replace. We had contracts to honour and a client who wasn't interested in excuses. Dan had a solution within hours — the new lorry was financed and delivered within 24 hours. That's not just fast funding. That's a business saved."

Waste Disposal Company Director
Critical equipment failure mid-project · UK
£100K New CapitalLower Rate · Within the Week
★★★★★

"I was carrying expensive debt and turning down high-value contracts. Dan consolidated everything, freed up my cashflow, and secured an additional £100K at a lower rate than what I was already paying — all within the week. I've since taken on three contracts I'd have had to walk away from."

Stone Mason Business Owner
Debt consolidation + growth capital · UK SME
£20K Van FinanceNew Van Delivered in 24 Hours
★★★★★

"My work van was written off and I had jobs booked all week. I was in a complete panic — no van, no income. From the moment I made the enquiry to having a brand new van delivered to my door was less than 24 hours. Dan completely saved my business from operational chaos. I cannot recommend him highly enough."

Electrician & Business Owner
Emergency vehicle replacement · UK Trades
Fleet Van FinanceFast Turnaround
★★★★★

"We were growing quickly and needed another van on the road to keep up with demand. Dan understood exactly what we needed, found the right facility, and had everything sorted faster than I thought possible. No fuss, no delays — just a van on the road when we needed it."

Heating & Plumbing Business Owner
Fleet expansion · Growing UK SME
£50K Debt ConsolidationAgainst the Odds
★★★★★

"Our previous broker strung us along, let all our offers expire, and left us unable to get new terms for 90 days. We were desperate. One call with Dan — and within days he'd called in favours, navigated the mess, and got our £50K consolidation across the line despite everything the previous broker had done. Genuinely above and beyond."

Hospitality Business Owner
Debt consolidation after broker failure · UK
Common Questions

Got Questions?
Here Are the Honest Answers.

No waffle, no sales spin. Just straight answers to the things business owners actually ask.

Ask Me Directly
Probably, yes. I work with specialist lenders who look at the whole picture — your turnover, trading history, what the money is for, and where the business is heading. Slight credit issues, a bank rejection, or only 12 months trading as a limited company — none of those automatically rule you out. Let's have a conversation and I'll tell you honestly where you stand.
Nothing. I'm paid by the lender, not by you. The rate you see is the rate you get — no hidden broker fees, no surprises at completion. You'll know exactly what everything costs before you sign anything.
Same-day decisions are possible for many facilities. Most deals are funded within 3 working days. My fastest ever deal was completed in 29 minutes from enquiry to approval. Speed depends on how quickly we can get your documents together — once I have what I need, I move fast.
100% yes. Banks make binary decisions with almost no explanation. I work with specialist lenders who exist specifically for businesses like yours — ones banks routinely decline. A bank decline is not a final answer. It's just a bank's answer.
For most facilities over £30K, yes — a personal guarantee is standard. It's limited to the facility amount, not automatically secured against your home unless we're doing secured lending, and only comes into play if the business completely defaults. I'll explain exactly what any PG covers before you sign — no surprises.
Typically: last 3–6 months of business bank statements, last year's filed accounts, and proof of ID. I'll give you a clear, specific list upfront — and walk you through it if you need help.
The initial enquiry uses a soft search — no impact on your credit file. I don't blast your details to 20 lenders at once. I match you to the right lender first, then submit once. Your credit is protected throughout the process.
Ready to Move?

Stop Firefighting.
Start Growing.

One 20-minute call. No obligation. Find out exactly what you can access and how fast you can have it.